[davidboyd] David: Catastrophe

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Posted by David:
Catastrophe
http://davidboyd.org/posts/1144874883.shtml


   [1]Miniter:

     ...health insurers are prohibited from offering coverage that pays
     for only catastrophic events, such as a serious injury or heart
     attack. Rules vary by state, but in most places insurers are forced
     to cover everything from routine checkups to chiropractic care.
     Remove these mandates, allow deductibles and "copays" to be raised
     high enough, and in an instant the price for some health plans
     would fall to about that of dinner out and a movie for two.

   The only reason to have health insurance is for catastrophic events.
   If you could keep the $200 to $800 a month it costs you and your
   employer to cover you and your family, you could afford to pay for an
   office visit.

References

   1. http://www.opinionjournal.com/columnists/bminiter/?id=110008218